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Protecting you and your family when bad things happen…

One of your most important financial assets is your income earning capacity. So if you are injured or ill and cannot go to work, the right cover (whether that’s life cover, trauma cover, disability income cover or TPD cover) will replace lost income (via lump sum or regular payments) as well help paying doctor bills and other immediate expenses.

At Sterling Planners, we can assist you through the maze of personal risk insurances such as life, income protection, critical illness, total and permanent disability, trauma and more. Our advisers can also arrange specialised cover for your business, company directors and practising medical professionals.

Insurance as part of your superannuation- Life insurance, TPD Insurance and income protection are all offered within superannuation. If your insurance is held within superannuation, the cost of the premium is withdrawn from your superannuation balance.