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Sterling Planners are market leaders in UK pension transfers (QROPS/ROPS)

Our Free UK Pensions E-book is not relevant to UK State Pension enquiries (i.e. Old Age Pensions from your National Insurance contributions) nor for unfunded Civil Service Pensions (i.e. NHS, Teachers, Police, Armed Forces etc..)  as these pensions are not eligible for transfer to Australia.  If you are enquiring about the UK State pension or NHS or Teachers pensions etc you will need to contact your UK pension scheme directly or contact the UK State Pensions Department on (+44) 191 218 7777.

If you are a UK migrant or returning expat, residing in Australia, Sterling Planners are specialised in transferring your eligible UK pensions into Australia as a lump sum in a tax optimised solution (if aged 55yrs and over) or transferring your UK defined benefit/final salary scheme into a UK SIPP (if aged under 55 yrs).  Our experienced advisers have transferred more than £725 million over the past 20 years. In that time, we’ve dealt with some of the largest and most complex UK pension transfers, so we understand the nuances of the process and the constantly changing QROPS, tax and Superannuation regulations.

We offer an integrated global solution incorporating our expertise in Australian Superannuation and QROPS, and mandatory UK advice (if required by HMRC) from accredited and FCA licensed UK advisers.

UK pension transfers to Australia can be complicated and time consuming. Getting the process wrong can be costly and time consuming.

It’s essential you have the right advisers helping you through this process. Transferring your funds to a non-compliant overseas fund structure could result in a penalty tax by Her Majesty’s Revenue and Customs (HMRC) of up to 55% of the value of the transfer.

Transferring into an offshore fund (in Malta, Gibraltar, Isle of Man or New Zealand etc) when you do not reside in the same country at the time of transfer, could incur the HMRC OTC tax of  25% of the transfer value.

Engaging our professional transfer services can save you time and potentially thousands – even tens of thousands of dollars. We specialise in large transfer values, ensuring your transfer is completed in a compliant, tax efficient manner.

Our integrated global solution, depending on your situation may include:

  • UK advice (when required by HMRC) from FCA licensed UK advisers
  • UK Self Invested Pension Plan (SIPP) set up
  • Self-Managed Super Fund (SMSF) set up
  • all intra-UK and overseas transfers

 

Free Ebook for UK Pension Transfer

 

For further information please download our FREE UK Pension Transfer E-book or contact Angela Eiselt on 02 8904 9793

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