Please Note: This E-book is NOT RELEVANT for UK State Pensions (i.e. Old Age Pensions) because they are not eligible for transfer to Australia – click here for a link to UK State Pension Information.
Important: QROPS transfers to New Zealand, Malta, Gibraltar, Guernsey, Isle of Man etc are not recommended for UK pension transfers unless the member resides in the country of transfer - click here for more details.
Getting expert QROPS advice on your transfer could potentially save you thousands of $$$ on your transfer - click here to see how.
Included in this UK Pensions E-book:
Transferring your UK pension into an Australian superannuation fund can bring increased flexibility, tax benefits and greater control over your asset. There are also potential pitfalls that you should consider. This e-book gives you a checklist of all the critical issues you need to examine and includes the Letter of Authority Form you will need to initiate the process of receiving professional advice from Sterling Planners on your particular situation.
This free comprehensive guide will assist you with the following questions:
August 17, 2016 - HMRC ROPS List Update. Over 55 SMSF Transfers are currently the only transfer option available to Australia under QROPS regulations. Download our Free UK Pensions E-book for a summary of the recent (2015) QROPS changes… Read More.
August 2, 2016 - An article by James Phillips in Professional Pensions highlights that growing speculation over a ban on UK (DB) Defined Benefit Scheme transfers could lead to a rush on members requesting early transfers.Chairman of… Read More.
July 5 2016. For UK Pension Transfers to Australian QROPS, made between 6 April 2015 to 30 June 2015 (inclusive), HMRC has confirmed such transfers WILL NOT be subject to any UK tax charges in relation to the transfer. For transfers… Read More.
March 22 2016. Several factors have created general uncertainty about the future values and possible future HMRC restrictions to Overseas transfers of DB (Defined Benefit) schemes in the UK. Firstly, a recent report by the UK Pensions… Read More.
Transfer Values for Defined Benefit / Final Salary Schemes are at all-time highs given that UK interest rates are at historical lows. Evidence suggests these values are likely to decline if/when interest rates rise. For members under… Read More.
March 2016. QROPS transfers to offshore schemes such as New Zealand, Malta, Gibraltar, Guernsey and Isle of Man are not recommended for UK pension transfers unless the member resides in the country of transfer. Download our Free… Read More.
Former Management Consultant (from a top 4 Accounting firm), David Gooding, describes his UK pension transfer experience with having a Large Transfer Value (i.e. a lump sum value greater than the current Non-concessional Contribution… Read More.
If you decide to transfer a UK pension without seeking specialist QROPS advice (or with assistance from your accountant or financial adviser) you could risk incurring greater costs overall (unless your accountant/adviser also happens… Read More.
Fortnum Practice of the Year Award - 2015 Ray Miles, Executive Chairman of Fortnum Financial Group Ltd, presents Brent Hutton, owner and founder of Sterling Planners Pty Ltd with the highly coveted Practice of the Year Award for 2015. It… Read More.
Download our Free UK Pension's E-book for the latest 2015 QROPS updates. April 2015 legislative changes to UK DB Schemes: Effective from 6 April 2015, Pension Transfers from UK (unfunded) Public Sector Pension Schemes… Read More.
Sterling Planners Investment Update for Q2 2015 - Iron Now Cheaper than Cabbage - click here for more details Read More.
An academic study conducted by researchers at Brisbane's Griffith University has argued the case for professional financial planning. Griffith Business School senior lecturer Rakesh Gupta, believes that " there needs to be a change… Read More.
For a summary of Sterling Planners' 2014/15 End of Financial Year Strategies for Superannuation - click here. Read More.
In March 2015, Money Management Magazine published an article titled " Britons looking towards Australia for retirement ". A large cohort of British baby boomers are looking to flee the country's pension crisis and other financial… Read More.
Sterling Planners Investment Update for Q1 2015 - Strange Days - click here for more details Read More.
In April 2015, the ATO made a new interpretive ruling, 'clarifying' how growth and any potential taxes on UK pension transfers are to be calculated (differing from previous ATO private rulings on this matter). The previous ruling… Read More.
Sterling Planners Investment Update for Q4 2014 - Where to from here - click here for more details Read More.
End of Financial Year Strategies: If you are between 55 and 65 years of age - click here If you are Employed - click hereIf you are Self Employed or living off investments - click hereIf you are thinking of boosting your Partners… Read More.
Sterling Planners Investment Update - May 2014 - Looking Forward For a summary of our commentary on the overall financial marketplace and our investment strategy overview - click here. Read More.
The Australian Tax Office (ATO) is urging all taxpayers with offshore assets to declare their interests, ahead of a global crackdown on undeclared international income and tax havens. The ATO's voluntary disclosure initiative, 'Project… Read More.
Sterling Planners Investment Update for February 2013 - click here for PDF document Read More.
Are you resident in Australia with property in the UK? If so, proposed changes to the UK capital gains tax, effective April 2015, may impact your financial situation. If you are living in Australia but still have property in the UK,… Read More.
Investment Update - The markets are somewhat like the Australian Cricket Team - good in parts, average in parts and bad in parts. Click here for summary. Read More.
With the end of the 2012-13 financial year just around the corner, Sterling Planners have summarised everything you need to consider regarding your superannuation - including Government co-contribution, spouse super contributions,concessional… Read More.
QROPS Guidance - On April 6 2012, new regulations were introduced in the UK, changing the reporting requirements of a Qualifying Recognised Overseas Pension Scheme ('QROPS'). Her Majesty's Revenue and Customs (HMRC) made a decision… Read More.
In November 2012, a cheque for $20,000 was presented to Nick Evans, RPA Newborn Care - Head of Department, byJulie Hutton from Sterling Planners (far right of photo) and Margaret Miles from the Fortnum Foundation 1000 Club. Sterling… Read More.
Sterling Planners Investment Update for 2012 - Signs of Life - click here for more details Read More.
Sterling Planners have created a summary of financial strategies for your consideration as we approach the end of the 2011/12 financial year. These strategies include information regarding Salary Sacrifice, Contributions Splitting,… Read More.
Effective May 4th 2012, our company trading name changed from PTD Financial Services Pty Ltd to Sterling Planners Pty Ltd. Our principal director, Brent Hutton established the Pension Transfers Direct (PTD) business in Perth, WA in… Read More.
Our previous 3 YEAR FINANCIAL VIEW was issued to all existing clients, effective from November 2011. Please find an updated version of this document effective from April 2012. Click Here to view the document. Read More.
Here at Sterling Planners Pty Ltd we believe strongly in supporting our community and giving back in a meaningful and significant way. These are the charities and organisations that we currently support. Read More.
Sterling Planners Three Year Financial Outlook Read More.
Sterling Planners Pty Ltd (AFSL Number 357306) and its advisers are members of Fortnum Financial Advisers and Authorised Representatives of Fortnum Private Wealth Pty Ltd ABN 54 139 889 535 AFSL 357306 trading as Fortnum Financial Advisers | Level 7, 75 Miller Street, North Sydney NSW 2060. | PO Box 1238, North Sydney NSW 2059
*this website holds information for Australian Residents only.
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