Please Note: If you have a UK State Pension (or Old Age Pension), these are not eligible for transfer from the UK to Australia – click here for a link to State Pension Information.
Transferring your UK pension into an Australian superannuation fund can bring increased flexibility, tax benefits and greater income potential. There are also potential pitfalls that you should consider. This e-book gives you a checklist of all the critical issues you need to examine and includes the Letter of Authority Form you will need to initiate the process of receiving professional QROPS advice from Sterling Planners on your particular situation.
This free comprehensive guide will assist you with the following questions:
Simply fill in your details to receive your free e-book instantly via email.
Last update 11 December 2014
On July 1 2015, HMRC published the latest ROPS (Recognised Overseas Pension Scheme) list resulting in all Australian QROPS schemes (except the Local Government Superannuation Scheme) losing their QROPS status. Effectively, the Australian… Read More.
NEWS FLASH: Pension Transfers from UK (unfunded) Public Sector Pension Schemes will cease from 6 April 2015, however, UK (funded) Public Sector Pensions are still eligible for transfer (see summary below). UK Defined Benefit Schemes… Read More.
An academic study conducted by researchers at Brisbane's Griffith University has argued the case for professional financial planning. Griffith Business School senior lecturer Rakesh Gupta, believes that " there needs to be a change… Read More.
For a summary of Sterling Planners' 2014/15 End of Financial Year Strategies for Superannuation - click here. Read More.
In March 2015, Money Management Magazine published an article titled " Britons looking towards Australia for retirement ". A large cohort of British baby boomers are looking to flee the country's pension crisis and other financial… Read More.
Sterling Planners Investment Update for Q1 2015 - Strange Days - click here for more details Read More.
Sterling Planners Investment Update for Q2 2015 - Iron Now Cheaper than Cabbage - click here for more details Read More.
In April 2015, the ATO made a new interpretive ruling, 'clarifying' how growth and any potential taxes on UK pension transfers are to be calculated (which differs from their previous private ruling on this matter). The previous ruling… Read More.
Sterling Planners Investment Update for Q4 2014 - Where to from here - click here for more details Read More.
The main difference between Sterling Planners and other transfer companies is our GBP Sterling Option. When the CEO of BAPA (British Australian Pensioners Association) recently asked for recommendations of a good UK pension transfer… Read More.
Former Director (from a top 4 Accounting firm), David Gooding, describes his UK pension transfer experience with having a Large Transfer Value ( i.e. a lump sum value greater than current Non-concessional Contribution Cap of AUD$ 540k). … Read More.
Nic Blakemore, Sterling Planners Director, talks about the new Sterling Investment Options in this video: FOR CLIENTS CONCERNED WITH FLUCTUATING EXCHANGE RATES - retain and invest your transfer in GBP/Sterling: Sterling Planners… Read More.
The decision to transfer your own UK pension fund (even with assistance from your Australian Super Fund or an adviser/accountant without QROPS expertise), may be costly. Nik Hayes, a UK Chartered Accountant, now living in Australia,… Read More.
End of Financial Year Strategies: If you are between 55 and 65 years of age - click here If you are Employed - click hereIf you are Self Employed or living off investments - click hereIf you are thinking of boosting your Partners… Read More.
Sterling Planners Investment Update - May 2014 - Looking Forward For a summary of our commentary on the overall financial marketplace and our investment strategy overview - click here. Read More.
The Australian Tax Office (ATO) is urging all taxpayers with offshore assets to declare their interests, ahead of a global crackdown on undeclared international income and tax havens. The ATO's voluntary disclosure initiative, 'Project… Read More.
Sterling Planners Investment Update for February 2013 - click here for PDF document Read More.
Are you resident in Australia with property in the UK? If so, proposed changes to the UK capital gains tax, effective April 2015, may impact your financial situation. If you are living in Australia but still have property in the UK,… Read More.
Investment Update - The markets are somewhat like the Australian Cricket Team - good in parts, average in parts and bad in parts. Click here for summary. Read More.
Can Your Super Fund Do This? Protection from Share Market Volatility! Sterling Planners has access to a new Australian Superannuation Fund (QROPS approved), investing in GBP Sterling or AUD, which allows you to protect the share… Read More.
With the end of the 2012-13 financial year just around the corner, Sterling Planners have summarised everything you need to consider regarding your superannuation - including Government co-contribution, spouse super contributions,concessional… Read More.
QROPS Guidance - On April 6 2012, new regulations were introduced in the UK, changing the reporting requirements of a Qualifying Recognised Overseas Pension Scheme ('QROPS'). Her Majesty's Revenue and Customs (HMRC) made a decision… Read More.
In November 2012, a cheque for $20,000 was presented to Nick Evans, RPA Newborn Care - Head of Department, byJulie Hutton from Sterling Planners (far right of photo) and Margaret Miles from the Fortnum Foundation 1000 Club. Sterling… Read More.
Sterling Planners Investment Update for 2012 - Signs of Life - click here for more details Read More.
Sterling Planners have created a summary of financial strategies for your consideration as we approach the end of the 2011/12 financial year. These strategies include information regarding Salary Sacrifice, Contributions Splitting,… Read More.
Effective May 4th 2012, our company trading name changed from PTD Financial Services Pty Ltd to Sterling Planners Pty Ltd. Our principal director, Brent Hutton established the Pension Transfers Direct (PTD) business in Perth, WA in… Read More.
Our previous 3 YEAR FINANCIAL VIEW was issued to all existing clients, effective from November 2011. Please find an updated version of this document effective from April 2012. Click Here to view the document. Read More.
Here at Sterling Planners Pty Ltd we believe strongly in supporting our community and giving back in a meaningful and significant way. These are the charities and organisations that we currently support. Read More.
Sterling Planners Three Year Financial Outlook Read More.
Sterling Planners Pty Ltd (AFSL Number 357306) and its advisers are members of Fortnum Financial Advisers and Authorised Representatives of Fortnum Private Wealth Pty Ltd ABN 54 139 889 535 AFSL 357306 trading as Fortnum Financial Advisers | Level 7, 75 Miller Street, North Sydney NSW 2060. | PO Box 1238, North Sydney NSW 2059
*this website holds information for Australian Residents only.
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