First Home Buyers Loan
First-Time Home Buyers
Turn your dream of owning a home into a reality.
Buying your first home is an exciting milestone, but it can also feel overwhelming. It’s one of the biggest financial decisions you’ll ever make, which is why having a trusted broker by your side is essential. At Nextstep Home Loans, our goal is to support you every step of the way—from your initial property search to settlement. We work for you, not the lender, ensuring you find the best loan for your unique circumstances at the most competitive rates.
As industry-leading finance experts, we simplify the process and provide you with clear guidance, so you can make informed decisions and feel confident throughout your home-buying journey.
Get Expert Advice You Can Trust
Steps to Buying Your First Home:
- Speak to a Nextstep Broker to get home loan pre-approval.
- Search for your property or hire a buyer’s agent to help you find the perfect home.
- Have your conveyancer or solicitor review the contract of sale.
- Make an offer on the property.
- Obtain formal home loan approval.
- Get building, pest, and (if applicable) strata reports.
- Sign the contract of sale (also known as ‘exchanging contracts’).
- Pay the deposit.
- Organise insurance to begin on settlement day.
- Pay stamp duty (if applicable).
- Settle on the property.
Government Grants & Schemes
As a first home buyer, you could be eligible for financial support from both federal and state governments. Below are the current schemes and eligibility criteria designed to help you get started on your property journey. First Home Buyer Schemes